WAHOOOOOOO!

If you've been following our credit card debt pay off, you know that we took charge of the situation way back in June 2010. Since then, we've lived on a strict budget and have spent very little on "entertainment" and other extras. In the beginning, it was a little rough not getting what I wanted when I wanted it. But with that, we've learned some great lessons.

We've learned to live frugally. We've learned to entertain ourselves for free or very little money. We've learned that it's not about "stuff." We've learned we can make ends meet even when life throws us huge curve balls. We've learned not to rely on credit. We've learned that in the future, it is truly best to save up and pay cash.

Kevin woke up on Saturday morning and one of the first things he said to me was, "I'm going to pay off the last credit card today." I mean, I knew we were going to pay it off this month, but I thought we were going to wait for our DMP payment to go through at the end of the month and pay for the rest after that. Nope, Kevin decided he wanted to pay it now to avoid a service fee for the DMP. So he did.

Today is the day that we can officially say that our credit card debt total is....(drum roll please)....$0! Zero. Zilch. Zip. Nada. Nothing. Nuffing (<--colinese p="">
I emailed the lady at Family Means and told her our last credit card was paid off. She's sending us some closing paperwork in the mail and that's that. We're done! I was hoping for a little more fanfare, but oh well. It doesn't matter. :)

Next steps:
Pay off the Explorer. Goal end: November
Pay off 2 student loans. Goal end: January

Then we can officially be truly debt free (except the house...). But this? This is a great start.